💸Financial Transparency
The Reality: $19,580.26Every debt tells a story of lessons learned
$19,580.26
Total Debt
The mountain to climb
$824.31
Monthly Minimums
Just to stay current
100.77%
Credit Usage
How maxed out
19
Active Cards
Accounts to manage
🎯 Quick Victory Targets
These smallest debts are the low-hanging fruit - quick wins that build momentum!
Indigo
#1
Amount Due$278.00
93% used
Monthly: $40.00
Credit One (slv)
#2
Amount Due$296.75
99% used
Monthly: $30.00
DESTINY
#3
Amount Due$377.52
126% used
Monthly: $40.00
🔥 The Big Challenges
The largest debts that require the most focus and strategy to conquer.
#1
Chase (amazon)
⚠️ OVER LIMIT - CRITICAL
$2,528.48
Amount Owed
Monthly: $81.00
Credit Usage101.1%
Limit: $2,500.00Interest: 27.24%
#2
Paypal Credit
⚠️ OVER LIMIT - CRITICAL
$2,351.35
Amount Owed
Monthly: $78.00
Credit Usage102.2%
Limit: $2,300.00Interest: 28.49%
#3
Discover
⚠️ OVER LIMIT - CRITICAL
$2,042.09
Amount Owed
Monthly: $63.00
Credit Usage102.1%
Limit: $2,000.00Interest: 27.24%
🎯
Every Hero Needs Support
These numbers represent more than debt - they're obstacles between me and the freedom to focus on meaningful work that helps others.
📋 Complete Financial Breakdown
Complete transparency: every account, balance, limit, payment, and interest rate. This is the raw data behind the financial situation.
Account Details
| Creditor | Balance | Credit Limit | Utilization | Min Payment | APR | Status |
|---|---|---|---|---|---|---|
Chase (amazon) ⚠️ OVER LIMIT | $2,528.48 Available: $0.00 | $2,500.00 | 101.1% | $81.00 | 27.24% | 🚨 CRITICAL |
Paypal Credit ⚠️ OVER LIMIT | $2,351.35 Available: $0.00 | $2,300.00 | 102.2% | $78.00 | 28.49% | 🚨 CRITICAL |
Discover ⚠️ OVER LIMIT | $2,042.09 Available: $0.00 | $2,000.00 | 102.1% | $63.00 | 27.24% | 🚨 CRITICAL |
Walmart ⚠️ OVER LIMIT | $1,324.98 Available: $0.00 | $1,300.00 | 101.9% | $43.00 | 29.99% | 🚨 CRITICAL |
First National ⚠️ OVER LIMIT | $1,312.95 Available: $0.00 | $1,300.00 | 101.0% | $50.00 | 29.9% | 🚨 CRITICAL |
Mission Lane ⚠️ OVER LIMIT | $1,280.89 Available: $0.00 | $1,250.00 | 102.5% | $45.00 | 29.99% | 🚨 CRITICAL |
Amazon Sync | $1,105.63 Available: $24.37 | $1,130.00 | 97.8% | $41.00 | 29.99% | ⚠️ HIGH |
Aspire | $999.17 Available: $0.83 | $1,000.00 | 99.9% | $51.31 | 29.99% | ⚠️ HIGH |
Sparrow | $987.22 Available: $12.78 | $1,000.00 | 98.7% | $60.00 | 29.74% | ⚠️ HIGH |
Merrick | $982.95 Available: $17.05 | $1,000.00 | 98.3% | $36.00 | 29.7% | ⚠️ HIGH |
Capital One Plat ⚠️ OVER LIMIT | $837.57 Available: $0.00 | $800.00 | 104.7% | $27.00 | 24.74% | 🚨 CRITICAL |
Capital One ⚠️ OVER LIMIT | $768.30 Available: $0.00 | $750.00 | 102.4% | $21.00 | 24.55% | 🚨 CRITICAL |
Milestone | $679.44 Available: $20.56 | $700.00 | 97.1% | $48.00 | 35.9% | ⚠️ HIGH |
USAA | $493.00 Available: $7.00 | $500.00 | 98.6% | $15.00 | 25.15% | ⚠️ HIGH |
Journey | $483.21 Available: $16.79 | $500.00 | 96.6% | $25.00 | 24.55% | ⚠️ HIGH |
Credit One (blk) | $450.76 Available: $49.24 | $500.00 | 90.2% | $30.00 | 29.15% | ⚠️ HIGH |
DESTINY ⚠️ OVER LIMIT | $377.52 Available: $0.00 | $300.00 | 125.8% | $40.00 | 35.9% | 🚨 CRITICAL |
Credit One (slv) | $296.75 Available: $3.25 | $300.00 | 98.9% | $30.00 | 28.74% | ⚠️ HIGH |
Indigo | $278.00 Available: $22.00 | $300.00 | 92.7% | $40.00 | 35.9% | ⚠️ HIGH |
Chase (amazon)
Balance
$2,528.48
Credit Limit
$2,500.00
Min Payment
$81.00
APR
27.24%
Utilization101.1%
Available: $0.00
Paypal Credit
Balance
$2,351.35
Credit Limit
$2,300.00
Min Payment
$78.00
APR
28.49%
Utilization102.2%
Available: $0.00
Discover
Balance
$2,042.09
Credit Limit
$2,000.00
Min Payment
$63.00
APR
27.24%
Utilization102.1%
Available: $0.00
Walmart
Balance
$1,324.98
Credit Limit
$1,300.00
Min Payment
$43.00
APR
29.99%
Utilization101.9%
Available: $0.00
First National
Balance
$1,312.95
Credit Limit
$1,300.00
Min Payment
$50.00
APR
29.9%
Utilization101.0%
Available: $0.00
Mission Lane
Balance
$1,280.89
Credit Limit
$1,250.00
Min Payment
$45.00
APR
29.99%
Utilization102.5%
Available: $0.00
Amazon Sync
Balance
$1,105.63
Credit Limit
$1,130.00
Min Payment
$41.00
APR
29.99%
Utilization97.8%
Available: $24.37
Aspire
Balance
$999.17
Credit Limit
$1,000.00
Min Payment
$51.31
APR
29.99%
Utilization99.9%
Available: $0.83
Sparrow
Balance
$987.22
Credit Limit
$1,000.00
Min Payment
$60.00
APR
29.74%
Utilization98.7%
Available: $12.78
Merrick
Balance
$982.95
Credit Limit
$1,000.00
Min Payment
$36.00
APR
29.7%
Utilization98.3%
Available: $17.05
Capital One Plat
Balance
$837.57
Credit Limit
$800.00
Min Payment
$27.00
APR
24.74%
Utilization104.7%
Available: $0.00
Capital One
Balance
$768.30
Credit Limit
$750.00
Min Payment
$21.00
APR
24.55%
Utilization102.4%
Available: $0.00
Milestone
Balance
$679.44
Credit Limit
$700.00
Min Payment
$48.00
APR
35.9%
Utilization97.1%
Available: $20.56
USAA
Balance
$493.00
Credit Limit
$500.00
Min Payment
$15.00
APR
25.15%
Utilization98.6%
Available: $7.00
Journey
Balance
$483.21
Credit Limit
$500.00
Min Payment
$25.00
APR
24.55%
Utilization96.6%
Available: $16.79
Credit One (blk)
Balance
$450.76
Credit Limit
$500.00
Min Payment
$30.00
APR
29.15%
Utilization90.2%
Available: $49.24
DESTINY
Balance
$377.52
Credit Limit
$300.00
Min Payment
$40.00
APR
35.9%
Utilization125.8%
Available: $0.00
Credit One (slv)
Balance
$296.75
Credit Limit
$300.00
Min Payment
$30.00
APR
28.74%
Utilization98.9%
Available: $3.25
Indigo
Balance
$278.00
Credit Limit
$300.00
Min Payment
$40.00
APR
35.9%
Utilization92.7%
Available: $22.00
Total Debt
$19,580.26
Monthly Minimums
$824.31
Available Credit
-$150.26
Overall Utilization
100.77%